There are many ALTA endorsements that may be utilized when underwriting title insurance. In this article, we are going to offer a template for the ALTA Contiguity Endorsement for Single Parcels.
CONTIGUITY-SINGLE PARCEL (ALTA 19.1-06) (Adopted 6/17/2006)
The Company insures against loss or damage sustained by the Insured by reason of:
- the failure of the Land to be contiguous to [describe the land that is contiguous to the Land by its legal description or by reference to a recorded instrument – e.g. “. . . that certain parcel of real property legally described in the deed recorded as Instrument No. , records of County, State of _______ ] along the ______ boundary line[s]; or
- the presence of any gaps, strips, or gores separating the contiguous boundary lines described above.
This endorsement is issued as part of the policy. Except as it expressly states, it does not (i) modify any of the terms and provisions of the policy, (ii) modify any prior endorsements, (iii) extend the Date of Policy, or (iv) increase the Amount of Insurance. To the extent a provision of the policy or a previous endorsement is inconsistent with an express provision of this endorsement, this endorsement controls. Otherwise, this endorsement is subject to all of the terms and provisions of the policy and of any prior endorsements.
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Contact Commercial Partners Title Company today to see how we can help you with your next commercial title transaction. Over the past several decades, we have built up a reputation for being the experts in commercial title transactions. Let us put our experience to work for you on your next transaction. Our team consists of title closers, escrow agents, underwriters, and more! We are here to help you through all the details of your transaction. Reach out to us at our downtown Minneapolis offices to learn more!